Streamlining Kilde’s Investment Operations Through SPV Setup
Kilde partnered with Auptimate to streamline SPV setup, making private credit investing faster, more transparent, and investor-friendly.
Kilde: Democratizing Private Credit for Accredited Investors
Kilde is opening up private credit investing that was once reserved for the few accredited investors. Kilde connects family offices, funds, and accredited investors to well-capitalised, profitable issuers with strong track records through its digital platform.
As CEO and co-founder of Kilde, Radek Jezbera notes, “We aim to democratise access to private credit, an asset class that has historically been limited to large institutions and the ultra-wealthy.” He adds that accredited investors deserve access to the same opportunities once reserved for the few.
What differentiates Kilde is a proven track record and a rigorous credit risk approach. “Since inception, we’ve maintained a 0.0% default rate across our portfolio while delivering returns on average 12.6% per annum. That comes from our rigorous due diligence process, conservative structuring, and focus on high-quality borrowers.”
At its core, Kilde is built by a team of credit risk experts, fintech professionals, and data analysts who believe private credit shouldn’t be complex or closed off; it should be accessible, high-yield, and investor-friendly.
Equipped with a license from the Monetary Authority of Singapore, Kilde is a regulated, investment-ready platform designed to make private credit investing simple, transparent, and secure.
To support this mission, Kilde partners with Auptimate, a digital-first platform that streamlines the setup and administration of Securitization SPVs. By removing the inefficiencies of traditional structuring, Auptimate helps Kilde scale faster, stay compliant and focus on delivering investor value.
The SPV Challenge
Behind the scenes, however, scaling private credit requires efficient structures. As Radek explains, “Before working with Auptimate, one of the main challenges we faced in setting up SPVs for clients was the inefficiency of the traditional process.” The old way meant lengthy timelines, higher costs, and a lot of back-and-forth that drained resources.
For a fintech innovator like Kilde, streamlining the investment process is essential. Traditional SPV structuring can be slow and fragmented. “It could take several weeks to incorporate and finalise an SPV, involving multiple service providers, heavy legal documentation, and back-and-forth between lawyers, administrators, and clients,” Radek recalls.
Partnering with Auptimate provided a way to eliminate these bottlenecks. Auptimate’s digital-first platform takes the complexity out of SPV administration, helping Kilde scale faster, maintain compliance, and focus on delivering investor value.
Why Kilde Chose Auptimate
To overcome these hurdles, Kilde turned to Auptimate. “We chose Auptimate because it offered a solution that addressed the pain points we consistently faced with traditional SPV setups. What stood out to us was the automation and efficiency, processes that used to take weeks can now be done much faster, with far less manual coordination.”
Just as necessary, Auptimate ensured compliance from day one. “In private credit, transparency and regulatory alignment are non-negotiable, and Auptimate’s platform gives us the confidence that every SPV is appropriately structured from day one.”
The partnership also created cost savings and simplified the onboarding process for investors. As Radek puts it, “For us, Auptimate isn’t just a back-office tool; it’s a partner that enables us to scale while maintaining the trust and efficiency our investors expect.”
Auptimate’s Impact on Kilde’s Operations
The results have been evident. As Radek shares, “Partnering with Auptimate has meaningfully enhanced the efficiency and scalability of managing investments on Kilde’s platform.”
He adds, “By digitising key operational workflows, particularly around SPV formation and compliance documentation, we’ve significantly shortened setup timelines and reduced the administrative burden on our team.”
What once took days now takes hours, freeing Kilde to focus on due diligence and investor engagement instead of paperwork.
Results that Matter
Since adopting Auptimate, the gains have been clear. “Overall, Auptimate has helped us do the same work with less effort, less friction, and a better experience for investors and internal teams.”
As Radek sums it up, “Auptimate has significantly streamlined our SPV setup process, transforming what used to take weeks into a seamless, compliant workflow that supports our rapid go-to-market strategy.”
By making private credit more accessible and pairing that vision with Auptimate’s streamlined Private Credit, Debt and Securitization SPV solutions, Kilde is setting new standards for transparency, yield, and investor experience in alternative assets.
Ready to see how Auptimate can enhance your investment operations? Book a call with our team or get in touch with us at info@auptimate.com to learn how our platform simplifies SPV management and investor onboarding.
